One of the perks of going on UK holidays is that there’s less admin to deal with – but travel insurance can be an important one that often slips through the net.

Recent research from Virgin Money found that one in six Brits never buy travel insurance for domestic trips, with top reasons including relying on the NHS for any medical emergencies and thinking it isn’t necessary.

But it’s a common misconception that you don’t need travel insurance for a staycation – and it could actually save you a lot of money and hassle if something does go wrong during your trip.

Travel insurance isn’t just about medical expenses. It also covers heaps of different issues including lost or stolen items, broken gadgets, cancelled accommodation, train delays and plenty more factors. (If you’re booking domestic flights, it can also cover any delays or cancellations).



View of beach at Brighton Pier
View of beach at Brighton Pier

Then of course, during Covid-19, it’s worth finding a policy that could cover you if you’re unable to travel because you or someone you’re due to travel with gets Covid or symptoms, or a change in local restrictions means you can’t travel.

If you do have contents insurance, it’s still worth checking if that covers your items for when you’re travelling/not at home.

The Virgin study found that Brits are looking to spend an average of £660 on UK trips this summer – without travel insurance, as a nation we’re risking around £8.4BILLION in losses.

Fergus Murphy, Chief Customer Experience Officer at Virgin Money, said: “With the exciting prospect of holidays across the UK becoming a reality very soon, we’re all looking forward to a summer of staycations to make the most of lockdown easing and freedom to travel across the country.



The Mirror’s travel newsletter brings you the latest news and expert analysis from across the industry, as well as plenty of travel inspiration.

Our travel experts also seek out the best deals whether for UK holidays or abroad.

It will be sent to your inbox twice a week, so sign up here.

“However, our research suggests that when on home turf, there is a common misconception that there is no need to purchase insurance. While we all want to enjoy a well-deserved break this summer, don’t forget to consider your insurance needs which could help if you experience travel delays, travel cancellations or end up losing your mobile or gadgets while away.

“Our new Club M packaged account helps to reduce the stress and hassle of travel as it covers you for worldwide family multi-trip travel insurance, mobile phone and gadget insurance and UK breakdown cover. For when those international trips are back on the cards, it also features a travel-savvy debit card with no overseas spending fees, a travel concierge service and medical advice.”

You can find out more on virginmoney.com.

Do you take out travel insurance when you go on UK holidays? Let us know in the comments below.